Gap Cover & Dental Insurance
Gap cover is a short-term insurance product designed to give extra protection for those with medical aid or a hospital plan from unexpected medical shortfalls known as gaps and co-payments. Private healthcare providers often charge up to five times the medical scheme rate, leaving patients with large out-of-pocket expenses.
By subscribing to Gap Cover, you and your family are safeguarded from these financial gaps. It helps cover the shortfall between what you are charged and what your medical aid pays, including co-payments, sub-limits, and cancer treatment shortfalls. This ensures you receive the care you need without unnecessary financial strain.
What is Dental Cover?
Dental Cover is a health insurance policy that is designed to assist you and your family in funding the high cost of private dentistry.
It provides a solution for all, non-medical aid (private) and medical aid members, to fund their dentistry treatment costs. Surprisingly, even if you are a medical aid member, most medical aid options do not cover dental treatment costs in full. In other words, you would have to carry these shortfall costs personally.