011-083-5433
info@onenet.live

Gap Cover & Co-Pay

Irrespective of Medical Aid or Hospital Plan
Gap and Co-Pay Cover has become a necessity
Sirago

Sirago Gap & Co-Pay

Underwritten by GENRIC Insurance, an authorised Financial Services Provider and registered Short-term Insurer. Our core business revolves around the provision of critical benefits to policyholders who are faced with unforeseen medical expense shortfalls which are not fully covered by their medical scheme. 
BUY NOW ONLINE



Under 65yrs


ULTIMATE GAP:  R472, Family: R534

PLUS GAP:  R370, Family: R422

GAP ASSIST:  R322, Family: R345

GAP LITE:  R234, Family: R251
Sanlam Gap
Even if you have medical aid, you could be faced with huge medical bills to pay in over and above what your medical aid will cover. For these cases, gap cover can help alleviate the financial strain – especially for large medical expenses in the case of a serious illness or accident.
APPLICATION FORM

Under 60yrs

 
COMPREHENSIVE GAP COVER

Individual: R233 per month
Family: R409 per month

VIEW 2022 BROCHURE
Liberty/Zestlife, Underwritten by Guardrisk Insurance, an authorised Financial Services Provider and registered Short-term Insurer. Cover you can trust.  People you can depend on.  Protect yourself against unexpected medical expense shortfalls when you get charged more than what your medical aid pays.
BUY NOW ONLINE

ESSENTIAL GAP
Single Under 55yrs: R333 
Family Under 65yrs: R418

UNIVERSAL GAP
Single Under 55yrs: R447
Family Under 65yrs: R566

VIEW 2022 BROCHURE

What is Gap Cover

Gap cover is a short-term insurance product designed to provide extra protection for those who already have medical aid or a hospital plan. It covers the deficit between your medical scheme’s tariff (MST) and the actual rates charged by private healthcare professionals. Medical aid schemes in South Africa currently reimburse doctors and specialists at 100%, 200%, or 300% of the scheme rate. In reality, however, professional medical providers may and often charge up to five times the base tariff, known as the medical aid rate.

By subscribing to Gap Cover you protect yourself and your family against this financial disparity, potentially avoiding significant out-of-pocket medical expenses. Gap cover can help alleviate financial strain. Even if you have medical aid or a hospital plan, you could be faced with huge medical bills above what your medical aid will cover.

Gap cover works by covering the difference or shortfall between what your Doctor charges and what your medical aid pays from the Risk or hospital benefit. ... Depending on the option you select, you can also have cover for Medical aid Co-payments, Sub-limits and cancer treatment shortfalls.

FURTHER INFORMATION

FREE Comparison

Receive up to 4 Gap 
Companies and/or Plans
compared side-by-side
REQUEST QUOTE
info@onenet.live
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram